From beginning to end, Michelle has made the process of buying our first home an exciting one! She took our unique situation and helped make our dreams a reality. Throughout the entire process Michelle was extremely informative and willing to help with any part of the process we did not understand or weren’t familiar with. She made the process fun and exciting even when it was frustrating or overwhelming. Michelle was extremely responsive, often times responding to emails and messages within minutes to hours, but always at her earliest convenience. We are so incredibly thankful for all she did for us and for her part in making our experience a positive one.

Jason & Brittney

I was very satisfied with the service we received. As we were first time home buyers we had a lot of questions and needed some guidance with the proper procedure. Michelle was great at explaining everything to us and making sure we had everything we needed in a timely manner. She was easy to get along with and we worked well together. I would definitely recommend her to others looking to get a home loan. Thanks for everything!

Tierra & Jason

Working with Michelle Nikolay at Premier Home Lending made the process of buying my own home so much easier!! Michelle knew all the paperwork and forms that needed to be filed and just the order they needed to be done. Michelle is the entire reason I feel I now own my own house. Thank you so much Michelle!!!!


We have had a very positive experience with Michelle Nikolay and Premier Home Lending. A couple of years ago, we worked with Michelle on a loan for a piece of land that we eventually planned to build on. Through that very positive experience, we continued to work with Michelle when we obtained our construction loan to build our new home and then again with her when we rolled our construction loan into our end loan. If you want someone who is going to thoroughly answer your questions then Michelle is your person. There were times when we emailed Michelle 4 or 5 times a day and she would always get back to us within a reasonable amount of time. If she didn’t know the answer to something, she would find it. Michelle always made our concerns a priority and always kept us in the loop as to what was happening. All in all, if we had it to do all over again, or if we ever need to obtain or refinance a loan, Michelle is the only person who we would want to go through. Keep up the great work! Gloria was awesome too, and always friendly!

Dan & Stacie

Michelle has been superb for me and my first time home loan experience. I’m a first time buyer and had no clue on how anything worked. I called her office I got ahold of her right away (no wait time), gave her some information and she said she would call me back in a few days. It was the same day she called me and said I was pre-approved for a loan. She told me to start looking at houses and 3 Saturdays later I found one. She had paperwork done right away and she explained everything so well that even I understood the process. Everything was done so efficient and fast and what really amazed me is she truly cared about getting me a loan. She also stated if I have any problems or questions during my homeownership about the loan or anything I could call her. On top of it all she entered me into a video contest for first time home owners and I won. I would never have been able to get my wonderful house without her and I recommend her for any home buyers.

Thank you Michelle you are the best!


Our experience with Premier Home Lending has been very rewarding. We had outstanding and personal service that saved us money. Working with Premier Home Lending was a painless process with an extremely professional and friendly staff. We would highly recommend Premier Home Lending.

Chad & Kelly

Michelle was so wonderful to work with. We didn’t know anything about buying a house and she walked us through everything — detail by detail. She took the extra time to make sure we knew and understood all of the information. Michelle not only treated us like customers, but she treated us like family. She goes the extra mile for each and every one of her customers. We wouldn’t have this awesome house without her!!

Heather & Jason

After talking to and working with many different lenders, I had almost lost hope. I had been given very little information and the information I had been given was completely inaccurate. Then I called Michelle, who I had been referred to by a friend. After the first phone call with Michelle, I felt the tides turning! Michelle was not only informative, but extremely knowledgeable and confident. She not only provided me with the information and tools to navigate through the home purchase process, but she was with me every step of the way! I had constant contact with Michelle, and she was always extremely quick to get back to me. Michelle took the time to research my personal situation and she always kept my best interest in mind. Michelle was the one person I found in my entire journey that I had confidence in and that I completely trusted. She was the reason I was able to move into the home I am in. I couldn’t have done it without her!

Heather S.

My wife and I had a great experience with Michelle Nikolay and Premier Home Lending of Marshfield, Wisconsin. Michelle spent the necessary time with us to make sure we understood the process of buying a home and how to help it go as smoothly as possible. When our loan required extra effort on Michelle’s part, her expertise and professionalism really shined. She was communicative and on top of things throughout the time we worked together. My wife and I would recommend her without hesitation and we give her a lot of credit for the fact that we’re enjoying home ownership today!

John & Tiffany

Michelle was fantastic to work with! She was always quick to respond to every phone call or email, and she answered every question we had (whether it was related to our financing or not!). Michelle went well above and beyond to get things done. We felt at ease working with her through the whole process. She instilled confidence even when other things were a little rocky with our difficult situation. We would recommend Michelle and her staff without hesitation to anyone with home financing needs. We couldn’t have done it without her! She’s the BEST!!!

Ryan & Amanda