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Our Commitment to Privacy
Premier Home Lending is committed to maintaining the confidentiality, integrity and security of our current and prospective clients’ personal information. We are proud of our privacy practices and want you to know how we protect this information while using it to service your account.
Premier Home Lending takes great care to protect your personal information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access.
From time to time, we enter into agreements with other companies to provide services to us or make products or services available to you (i.e., obtaining credit reports on your behalf). Under these agreements, the companies may receive information about you but they must safeguard this information and they may not use it for any other purposes.
In order to provide you with financial products and services or respond to your inquiries, we may public and nonpublic information about you from the following sources:
Applications, forms and other information that you provide to us, whether in writing, in person, by telephone, electronically or by any other means. This information may include your name, address, employment information, social security number, date of birth, income, and credit references;
- Consumer reporting agencies. This information may include account information and information about your credit worthiness;
- Public sources. This information may include real estate records, employment records, telephone numbers, courthouse records.
We may disclose information we have about you to third parties without your consent, as permitted by law, such as:
- To regulatory authorities and law enforcement officials.
- To protect against or prevent actual or potential fraud, unauthorized transactions, claims or other liability.
- To report account activity to credit bureaus.
- To consumer reporting agencies.
- To respond to subpoena or other court order, judicial process or regulatory authorities.
- In connection with a proposed or actual sale, merger, or transfer of all or a portion of a business.
In addition, we may provide information about you to our service provides to assist us in processing your applications or servicing your accounts. Our service providers may include lenders, title and escrow companies, appraisal companies, etc.
We may also provide information about you to our service providers to help in marketing services. We do not provide non-public information about you to any company whose products and services are being marketing unless you authorize us to do so. These companies are not allowed to use this information for purposes beyond your specific authorization.
We make extensive use of firewall barriers to maintain the security of your online session.
